Nowadays, companies have access to a greater variety of financing options and can put these together from loans and capital market products. Due to the increased uncertainty in global trade, the demand for letters of credit is rising in trade finance. Especially when entering new markets or doing business with new partners, the desire for innovative and customized financial solutions arises. Of correspondingly great importance is investment banking, which is closely integrated with corporate banking, in order to support customers in their day-to-day business and to develop and offer suitable solutions for their individual financing needs.
Our study “2025 Future SME Banking – Welcome to the New Normal” uses an SME banking transformation compass to help banks and savings banks in the business customer segment become profitable and resilient. The compass takes an integrative look at implementation based on key success factors and focuses on the bank’s ability to transform.